Need Credit? No Problem!

WonkCoin, Inc. and WCI are one and the same herein.

WCI’s “Need Credit? No Problem!” policy is enclosed below.

In the event that a WonkCoin Purchaser (“Purchaser”) directly purchases WonkCoin from WonkCoin, Inc. then according to WCI’s “Need Credit? No Problem!” policy WCI will provide credit to the Purchaser if applicable credit is timely requested by the Purchaser. The credit limit is limited to no more than fifty (50.00%) percent of the total purchase price of the applicable WonkCoin but no less than one hundred (US$ 100) dollars. The applicable debt (“Debt”) due WCI is in favor of WonkCoin, Inc. but may be assigned and/or pledged by WCI to its designee(s). The Debt will lack interest. Collateral regarding the Debt will be limited to all of the WonkCoin that the Purchaser has in its own applicable WonkCoin Account in WCI. The Debt may be paid in one or more payments but must be paid in full within six months of its issuance date. WCI’s acceptance of the Debt will result in WCI causing the Purchaser’s own applicable WonkCoin Account in WCI to be blocked by WCI until the Debt is paid in full. If the Debt is paid in full as agreed WCI will timely unblock the Purchaser’s own applicable WonkCoin Account in WCI. However, if the Debt is not paid in full as agreed then WCI has the right to conduct whatever in order for WCI to take possession; i.e., ownership, of all WonkCoin that the Purchaser’s own applicable WonkCoin Account in WCI has therein. Said whatever may include WCI timely unblocking, deleting and/or liquidating the Purchaser’s own applicable WonkCoin Account in WCI in order for WCI to take possession; i.e., ownership, of all WonkCoin therein. In the event that the Debt due WCI is not been paid in full as agreed and therefore WCI takes possession; i.e., ownership, of all WonkCoin that the Purchaser’s own applicable WonkCoin Account in WCI has therein then said Debt will be posted as paid in full thereby releasing the Purchaser of its applicable Debt due WCI.

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